St. Paul is the capital of Minnesota and the second-largest city in the Twin Cities metro. It sits directly across the Mississippi River from Minneapolis and serves as the seat of Ramsey County.
Minnesota state exemptions apply. Homestead: $450,000 (up to $1,150,000 for agricultural property). Vehicle: $5,000. Household goods: $11,500. Wildcard: $13,000 (can be applied to any property). Wages: 75% exempt. Retirement accounts: fully exempt. Minnesota does not allow federal exemptions.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
St. Paul residents file in the District of Minnesota. The courthouse is at 316 N Robert St, St. Paul, MN 55101 -- conveniently located in downtown St. Paul. All 341 meetings of creditors are held at this location.
Minnesota exemptions apply. The homestead exemption is $450,000 (up to $1,150,000 for agricultural property). Vehicle exemption is $5,000. Minnesota also offers a generous $13,000 wildcard exemption that can be applied to any property.
Court filing fees are $338 for Chapter 7 and $313 for Chapter 13. Attorney fees in the Twin Cities typically range from $1,000-$2,500 for Chapter 7 and $2,500-$4,500 for Chapter 13. Fee waivers may be available for those below 150% of the poverty line.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
Free Discharge Screener