St. Paul is the capital of Minnesota and the second-largest city in the Twin Cities metro. It sits directly across the Mississippi River from Minneapolis and serves as the seat of Ramsey County.
St. Paul residents file in the District of Minnesota. The courthouse is at 316 N Robert St, St. Paul, MN 55101 - conveniently located in downtown St. Paul. All 341 meetings of creditors are held at this location.
Minnesota state exemptions apply. Homestead: $450,000 (up to $1,150,000 for agricultural property). Vehicle: $5,000. Household goods: $11,500. Wildcard: $13,000 (can be applied to any property). Wages: 75% exempt. Retirement accounts: fully exempt. Minnesota does not allow federal exemptions.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
St. Paul residents file in the District of Minnesota. The courthouse is at 316 N Robert St, St. Paul, MN 55101 - conveniently located in downtown St. Paul. All 341 meetings of creditors are held at this location.
Minnesota exemptions apply. The homestead exemption is $450,000 (up to $1,150,000 for agricultural property). Vehicle exemption is $5,000. Minnesota also offers a generous $13,000 wildcard exemption that can be applied to any property.
Court filing fees are $338 for Chapter 7 and $313 for Chapter 13. Attorney fees in the Twin Cities typically range from $1,000-$2,500 for Chapter 7 and $2,500-$4,500 for Chapter 13. Fee waivers may be available for those below 150% of the poverty line.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5