Eagan is a southern suburb of the Twin Cities located in Dakota County. It is home to the headquarters of several major corporations and is adjacent to the Minneapolis-St. Paul International Airport.
Minnesota state exemptions apply. Homestead: $450,000 (up to $1,150,000 for agricultural property). Vehicle: $5,000. Household goods: $11,500. Wildcard: $13,000 (can be applied to any property). Wages: 75% exempt. Retirement accounts: fully exempt. Minnesota does not allow federal exemptions.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
Eagan residents file in the District of Minnesota at 316 N Robert St, St. Paul, MN 55101. The courthouse is approximately 15 minutes from Eagan via I-35E.
Minnesota exemptions apply: $450,000 homestead, $5,000 vehicle, $11,500 household goods, $13,000 wildcard. Retirement accounts (401(k), IRA, pension) are fully exempt. These generous exemptions mean most Eagan residents keep all their property in bankruptcy.
Tax refunds are considered property of the bankruptcy estate. However, Minnesota's $13,000 wildcard exemption can often protect tax refunds. The timing of your filing matters -- consult with an attorney about optimal timing relative to tax refund season.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
Free Discharge Screener