Can I Keep My Engagement Ring in Bankruptcy?

A free guide for Minnesota residents considering bankruptcy. Filed in D. Minn..

What You Need to Know

Whether you can keep your engagement ring depends on your state's jewelry exemption. Exemption amounts vary wildly -- from $150 in Arizona to unlimited in Texas. If your ring's value exceeds the exemption, the trustee could potentially sell it (though this is rare in practice for modest rings). Many people protect rings using wildcard exemptions.

In Minnesota: Minnesota specifically exempts one watch, one ring, and other items.

Filed in D. Minn.. Courthouse: 316 N Robert St, St Paul MN.

Frequently Asked Questions

Can I Keep My Engagement Ring in Bankruptcy?

Whether you can keep your engagement ring depends on your state's jewelry exemption. Exemption amounts vary wildly -- from $150 in Arizona to unlimited in Texas. If your ring's value exceeds the exemption, the trustee could potentially sell it (though this is rare in practice for modest rings). Many people protect rings using wildcard exemptions.

Does this apply in Minnesota?

Yes. This applies to D. Minn.. Local trustee practices may vary. Consult a qualified attorney.

Where is the courthouse?

316 N Robert St, St Paul MN.

Open Bankruptcy Project Network

Related Minneapolis Bankruptcy Resources

You May Also Find Helpful