Bankruptcy in Anoka County

Anoka County is north of Minneapolis and includes suburbs like Blaine, Coon Rapids, and Andover. Bankruptcy cases are filed through the District of Minnesota.

Key Information

Federal District

District of Minnesota (Minneapolis Division)

All bankruptcy cases from Anoka County are filed in this district.

Nearest Courthouse

300 S 4th St, Minneapolis, MN 55415

341 meetings and court hearings are typically held at this location.

Minnesota Exemptions in Anoka County

Minnesota state exemptions apply. Homestead: $450,000 (non-agricultural). Vehicle: $5,000. Personal property: $10,800 aggregate. Wages: 75% exempt. All retirement accounts fully exempt. Federal exemptions not available.

Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.

Filing Bankruptcy in Anoka County

The Process

Credit counseling -- Complete an approved course within 180 days before filing ($15-25).
File your petition -- The petition is filed with the District of Minnesota (Minneapolis Division). The automatic stay takes effect immediately.
341 meeting -- About 30 days after filing, attend a brief meeting of creditors at 300 S 4th St, Minneapolis, MN 55415.
Debtor education -- Complete a second financial course before discharge ($10-25).
Discharge -- Chapter 7: approximately 60 days after the 341 meeting. Chapter 13: after completing 3-5 year plan.

Frequently Asked Questions

Where do Anoka County residents file for bankruptcy?

Anoka County residents file in the District of Minnesota, with cases typically handled at the Minneapolis courthouse, 300 S 4th St, Minneapolis, MN 55415.

What debts can I eliminate filing in Anoka County?

Bankruptcy in Anoka County follows federal law -- Chapter 7 can eliminate credit card debt, medical bills, personal loans, and other unsecured debts. Chapter 13 can restructure debts into a manageable 3-5 year payment plan. Some debts like student loans, most taxes, and child support generally cannot be discharged.

How long will bankruptcy stay on my credit report in Minnesota?

A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy remains for 7 years. However, many people begin rebuilding credit within 1-2 years of their discharge, and the impact diminishes over time.